Rubaba Ali
Rubaba Ali is an accomplished quantitative modeler and economist with a strong foundation in applied economics, data science, and risk analytics. Currently serving as a Quantitative Analytics Tech Lead at Freddie Mac, she brings over a decade of experience in building and implementing end-to-end analytical solutions for the financial services industry. Her expertise spans credit risk modeling, underwriting, scorecard development, and the integration of alternative credit data into risk decision frameworks—all underpinned by advanced statistical and AI/ML techniques.
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Before joining Freddie Mac, Rubaba held various roles at Fannie Mae and the World Bank Group, where she applied her analytical skills to high-impact projects involving economic modeling and infrastructure development. She holds a Ph.D. in Applied Economics from the University of Maryland, where her research focused on infrastructure access in imperfect markets. Rubaba has authored several publications in top-tier journals and is recognized for her ability to translate complex quantitative concepts into actionable insights. As a leader, mentor, and public speaker, she is respected for her collaborative spirit and commitment to continuous improvement in a highly regulated, data-driven environment.
• Bard College, New York- Bachelor's
• University of Maryland- Master's
• University of Maryland- Ph. D.
What do you attribute your success to?
I attribute my success to both the good and the bad days—each taught me something valuable and shaped the resilience and perspective I carry forward.
What’s the best career advice you’ve ever received?
The best career advice I’ve ever received was to work with people—because collaboration is the key to accomplishing more than you ever could alone.
What advice would you give to young women entering your industry?
My advice to young women entering this industry is to keep learning and growing—stay curious, embrace challenges, and never stop investing in yourself.
What values are most important to you in your work and personal life?
One of the values I hold most dear in both my work and personal life is the belief that everyone has something valuable to offer.