Amber L Summers
Amber Summers is a Senior Financial Examiner with the Texas Department of Banking, where she has served for over 13 years in various regulatory and leadership capacities. Her expertise lies in conducting risk-based examinations of state-chartered financial institutions, ensuring compliance with banking regulations and contributing to the overall integrity and stability of the financial system. Amber’s experience includes direct engagement with executives, attorneys, and regulators across the state, and she recently served as Director of Strategic Support, where she oversaw policy development, examiner training, consumer complaint management, and system-wide financial analysis.
Amber is a Commissioned Financial Examiner and holds a BBA in Banking, Finance, and Spanish from Sam Houston State University, as well as a credential from the Graduate School of Banking at Colorado. Her work has earned recognition in state and federal regulatory circles, including her involvement in initiatives such as the Eleventh District Banking Conference hosted with the Federal Reserve Bank of Dallas. She is highly skilled in internal controls, financial analysis, and the Bank Secrecy Act, and is known for her ability to communicate complex financial matters effectively across diverse teams and stakeholder groups.
Outside of her regulatory role, Amber is passionate about community health and wellness. She is a Certified Zumba Instructor at LA Fitness, bringing energy and inclusivity to every class. Her bilingual fluency in English and Spanish enables her to foster deeper connections within both her professional and community environments. Amber also dedicates time to her local food bank and donates to animal welfare causes through volunteer work with local humane societies, reflecting her broader commitment to public service and personal balance.
• Group Fitness Instructor (GEI)
• Sam Houston state University
• Graduate School of Banking at Colorado
What do you attribute your success to?
I attribute my success first and foremost to God and to the unwavering support of my parents. My journey began in college while working retail, where I regularly made bank deposits—that's when I became curious about the banking world. That interest led me to a teller position, and over the years, through hard work and persistence, I worked my way up to where I am today.
What’s the best career advice you’ve ever received?
The best career advice I’ve ever received is to stay curious about everything. Curiosity has driven me to ask questions, seek out opportunities for growth, and continuously learn—qualities that have been essential throughout my career in banking and financial regulation.
What advice would you give to young women entering your industry?
My advice to young women entering the banking and financial industry is this: You can go far—believe in yourself and your abilities. Don’t let doubt hold you back. With hard work, curiosity, and confidence, there’s no limit to what you can achieve in this field.
What values are most important to you in your work and personal life?
The values that matter most to me—both professionally and personally—are family, balance, and connection. Family is at the core of everything I do, and I strive to maintain a healthy work-life balance by teaching Zumba on the side, which brings me joy and allows me to give back to the community through wellness. I also love to travel and spend quality time with loved ones, which keeps me grounded and inspired in all areas of life.