Her Story
About Anca
Anca Finger is a seasoned commercial lending professional based in Fullerton, California, with nearly two decades of experience in credit, underwriting, and portfolio management. She currently serves as a Vice President Senior Commercial Loan Underwriter at EverBank, where she is responsible for underwriting new and existing commercial loans and managing a portfolio of middle-market commercial and industrial (C&I) and commercial real estate (CRE) clients. Her career in banking began in 2007, and over time she has built a strong foundation in credit risk analysis, relationship management, and specialty lending across multiple financial institutions. Throughout her career, Anca has progressed through increasingly senior roles, including credit analyst, relationship manager, and corporate banking portfolio manager at institutions such as Wells Fargo, HomeStreet Bank, First Foundation Inc., and EverBank. A pivotal transition in her professional path occurred when she moved from sales-oriented relationship management into credit-focused underwriting and portfolio management, where she found greater alignment with her strengths. She also completed formal credit training through a competitive program designed for experienced bankers, further strengthening her technical expertise in commercial credit evaluation and risk management. One of her most notable professional accomplishments includes independently taking over a severely past-due commercial loan portfolio that had not been actively managed for two years, successfully rehabilitating it and maintaining it at a high standard thereafter. Known for her disciplined approach, attention to detail, and commitment to transparency, Anca values clear communication and accountability in her work. She holds a Bachelor of Arts in Psychology from California State University, Fullerton, along with additional studies in accounting through UCLA Extension, and continues to apply both analytical rigor and practical banking experience in her current leadership role in commercial credit.
Her Interview
Ten minutes with Anca
01What do you attribute your success to?
I attribute my success partly to one of my earlier managers when I became a relationship manager at Wells Fargo. She took me under her wing. I still do things the way she showed me, and they still work even after almost 15 years. Beyond what I owe to her, I've always been determined to grow and to keep learning. I'm not content with just what I know because there are always moving parts and constantly changing information, especially with how technology changes and the way people do business.
02What’s the best career advice you’ve ever received?
The best career advice I received is that when you're new at your company or even in the industry, you need to do your best to be constantly learning. If your manager is asking you to do something and you're not sure how, you need to ask questions, explain your situation, and get help rather than assume or procrastinate. If something looks off, raise your hand and inquir. You will learn from it, and will be praised for your attention to detail.
03What advice would you give to young women entering your industry?
This is still a male-dominated industry, and a lot of times the males are in the leadership positions and the women are in the support positions. Don't let that deter you. When there are meetings or conferences, the men shake hands and the women get a hug. I always prefer to shake hands as I see myself as equal to the men. Set your standards, set your boundaries, and they will respect you for it. Everybody will respect you for it.
04What are the biggest challenges or opportunities in your field right now?
The challenges in my field are related bank instability. There has been a pattern of hiring one year and laying off the next year to manage the budget. This is common in banking. Also, bank acquisitions are common, leading to layoffs. These are starting to occur more often causing instability in the industry.
05What values are most important to you in your work and personal life?
Communication and transparency are the most important values to me. I believe in being open and honest, and allowing people to be human. I also believe that you get what you give, so its important to give your best. Its also important for employers to give their best as its a two way street. Morale is important.
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