Candice Karkoska

Candice Karkoska serves as Branch Leader and Business Development Banking Officer at Frontier Bank, where she has spent the past nine years building her career in banking. She focuses on developing strong relationships with businesses, municipalities, and community organizations throughout Central Texas, providing treasury and deposit solutions while supporting local economic growth through community engagement. A lifelong resident of Taylor, Texas, Candice was recognized as the best banker in her community by a local newspaper. She earned a degree in psychology with a minor in business from the University of Mary Hardin-Baylor in Belton, Texas. Candice attributes her professional success to the strong morals and encouragement she received from her family while growing up, which instilled in her a commitment to integrity, honesty, and building trust. She emphasizes keeping client relationships personal and professional, treating every interaction as more than a transaction.