Deepika Gupta

She is an accomplished banking and commercial lending professional with 30 years of experience at TD, where she currently serves as Senior Business Management Specialist and Product Owner in the United States. In this role, she supports commercial lending and underwriting system enhancements, partners with technology and business teams to define priorities and deliver solutions, leads requirement refinement, testing, validation, and implementation activities, serves as a subject matter expert for lending and workout processes, and supports users through issue resolution, training, and continuous improvement. Her earlier career includes serving as Portfolio Loan Officer Team Lead, where she led teams supporting commercial real estate, commercial and industrial, and SBA portfolios while managing analysts and portfolio loan officers, contributing to system design and performance testing, and driving continuous improvement, and as Portfolio Loan Officer, where she managed one of the bank's most complex distressed commercial real estate workout portfolios with exposures exceeding $400 million and partnered on enterprise projects to enhance credit risk assessment and portfolio management tools. She also served as Credit Analyst Team Lead, cultivating and managing a pool of credit analysts specializing in commercial real estate transactions, and as Store Supervisor, managing customer service representatives and tellers. Her career reflects a deep commitment to commercial lending, risk management, and delivering technology solutions that improve business performance.