Denise Snow, Insurance Broker on Influential Women

Influential Woman · FinanceInsurance

Denise Snow

Insurance Broker, Your Benefits, LLC

Atlanta, GA

Her Story

About Denise

I didn't grow up wanting to be an insurance agent - nobody does. It happened serendipitously when a friend who had been in the insurance industry told me to go into Medicare. I got licensed in 2013 and started working with a company that trained me, but when that company dissolved, I transitioned to MercyCare, where I focused on low-income to no-income individuals. I was very involved in the implementation of the Affordable Care Act when it first came out, setting up structures for their ACA plan. After that, I transitioned to focusing more on Medicare, and someone who really knew the ins and outs trained me. Later, I expanded into asset protection and infinite banking, which is where I found mentorship. In 2020, right around when COVID hit and everybody was stuck at home, I established my business as Your Benefits LLC. What I love most about this work is that I'm dealing with seniors, disabled individuals, and veterans who need help and compassion. The systems of the world are not friendly to them, so being able to sit down with someone and break things down with simplicity is what I do best. I often hear 'Denise, no one's ever explained it like that to me.' Just this past Saturday, I was speaking with a frustrated veteran who said countless people couldn't help him understand his unique situation, and I told him we're going to take a pause, take a deep breath, and walk through this step by step. That's where my value comes from - the way I can deliver, communicate, and relate to an individual's situation.

Her Interview

Ten minutes with Denise

01What do you attribute your success to?

I would just say that, in general, I have a warm, caring heart, and I love to educate, and I love to see people succeed. When I pour into others, it just comes back - that's just the way the universe is. I'm always thinking of others rather than myself. I feel like I'm aligned wholeheartedly and spiritually, and that's what I'm here for. I'm here to educate, I'm here to help, I'm here to make life easier for others. In this space, we're dealing with individuals that are disabled, seniors, and elderly, and they need help, compassion, and assistance. The systems of the world are not friendly to them, so being able to sit down with someone and break things down with simplicity is what makes the difference. The way that I can deliver, communicate, and relate to an individual's situation - that's where the value comes from. My success is built on building relationships, because if you're good at building relationships and you understand networking and referrals, you can have great success. You get what you put in, and it will come back.

02What’s the best career advice you’ve ever received?

The best advice I received was simply to go into Medicare. My friend didn't elaborate much on it, but later on, once I got involved, I realized we're in the baby boomer era, and there are thousands and thousands, tens upon thousands of individuals turning 65 every day. Even though I started in the industry in 2013, that's still happening. So for me, the key piece of advice is to go into an industry where it's growing. That's what has made all the difference in my career.

03What advice would you give to young women entering your industry?

I would tell her to become a lover of reading and to have patience. Success is what you make it - you get what you put in, and it will come back. I would definitely tell her to get under the umbrella of mentorship, because the industry is not friendly. In general, you won't find a lot of people giving out information. A lot of people, for lack of a better word, gatekeep, and that's common. Nobody wants to share how they were successful or what they've done for fear that somebody's going to come in and take over. There's already a lot of competitiveness going on in the Medicare space. How do you stand out? You stand out by being able to educate and inform and build relationships. If you're not good at building relationships, this might not be the industry for you. But if you're good at building relationships, and you understand networking and referrals, you can have great success. Once you get your license and you can write paper, as they say, it can be rewarding - it can be a six-figure income. But you have to work at it, just like anything else.

04What values are most important to you in your work and personal life?

I don't really think of myself - I'm always thinking of others. I just do what I do because I'm aligned wholeheartedly and spiritually. I feel like that's what I'm here for. I'm here to educate, I'm here to help, I'm here to make life easier for others. In this space, we're dealing with individuals that are disabled, seniors, and elderly, and they need help, compassion, and assistance. Unfortunately, the systems of the world are not friendly to them. Being able to sit down with someone and break things down with simplicity is what matters most to me. I often get told 'Denise, no one's ever explained it like that to me. I get it now, I understand.' Just recently, I was speaking with a veteran on Saturday who was really frustrated because he'd talked to so many people about his unique situation and no one could help him understand. I told him we're going to take a pause, take a deep breath, and walk this through step by step. The way that I can deliver, communicate, and relate to an individual's situation - that's how I bring value. That's what the value comes from for me.

Join Influential Women and start making an impact. Register now.