JaJuan Williams, CPA, MBA
JaJuan Williams, CPA, MBA, CEO of The Lady CFO Inc., is a distinguished financial executive, educator, and thought leader, honored as one of Forbes Top 200 CPAs for both 2024 and 2025. With more than 19 years of experience in accounting, consulting, and forensic auditing, she leads CFO Benefits Inc., a premier consulting and audit firm that provides strategic financial guidance, forensic accounting, and back-office support to small and medium-sized businesses as well as nonprofit organizations. Holding an MBA in Accounting and Business from the University of Phoenix and currently pursuing her Doctorate in Business Administration, JaJuan is dedicated to fostering entrepreneurship, economic growth, and business continuity in today’s competitive financial landscape.
In addition to her corporate leadership, JaJuan is the visionary Founder and President of The Lady CPA Network, a nonprofit organization headquartered in Longwood, Florida, committed to advancing women in accounting and finance. The organization provides scholarships for minority women majoring in accounting and finance, mentorship programs, exam preparation assistance, and entrepreneurial guidance. Under her leadership, The Lady CPA Network has become a nationally recognized platform that empowers women professionals through education, collaboration, and community building.
Beyond her professional achievements, JaJuan is a Spiritual Life Coach, public speaker, and passionate advocate for personal and professional empowerment. She attributes her success to her faith, integrity, and dedication to uplifting others. A lover of the water, the beach, and the serenity of nature, JaJuan finds balance through time spent outdoors and with her four children, who are active in gymnastics. Her journey embodies her belief that faith, perseverance, and purpose-driven leadership pave the way for meaningful and lasting success.
• University of Phoenix - DBA
• University of Phoenix - MBA
• Columbia College - BA
• Forbes Top 200 CPA's 2024
• Forbes Top 200 CPA's 2025
• National Society of Black Certified Public Accountants
• American Institute of Certified Public Accountants
What do you attribute your success to?
I attribute my success to my deep spiritual foundation and unwavering commitment to empowering others through personal growth and education. As a Spiritual Life Coach, I guide individuals in aligning their lives with purpose and clarity, helping them tap into their inner strength to achieve fulfillment and balance. Beyond my coaching work, I am passionate about creating opportunities for others to succeed—I proudly provide scholarships for minority women pursuing degrees in accounting and finance, believing that education and mentorship are powerful tools for lasting change and empowerment.
What’s the best career advice you’ve ever received?
The best career advice I’ve ever received was: “Don’t wait for permission to be powerful.” Early in my career, I thought success would come simply from working hard — that if I kept my head down and delivered excellent results, someone would eventually notice and open the right doors for me.
But I quickly learned that excellence without visibility can keep you invisible.
A mentor once reminded me that confidence is not arrogance — it’s advocacy. She encouraged me to speak up, share my expertise, take leadership roles, and pursue opportunities before I felt perfectly prepared. That advice changed everything for me.
I learned that:
You must advocate for the seat you’ve earned
Your voice is an asset — use it
Your career grows when you step forward, not when you shrink back
The way you show up teaches others how to see you
That guidance has stayed with me throughout every promotion, every boardroom, and every business decision. And it’s the same message I pass on to other women now:
You don’t need permission to lead.
Your purpose already qualifies you.
Claim your space.
Step into your power.
And let your work — and your presence — speak boldly on your behalf.
What advice would you give to young women entering your industry?
My advice to young women entering the accounting and finance industry is to take up space early and unapologetically. You belong in every room where financial decisions are being made — even when you might be the only woman, or the only woman of color, at the table.
Build your confidence through preparation and continuous learning, but don’t wait until you feel “100% ready” to raise your hand or pursue a new opportunity. Growth often happens in the stretch.
Seek out mentors and sponsors who not only guide you, but actively advocate for you. Relationships and networking are just as essential as the credentials behind your name. Don’t be afraid to introduce yourself, ask questions, and align with people who have already walked the path you’re building.
Stay adaptable. Technology, regulation, and client needs are always evolving — and those who embrace innovation will lead the future of this profession.
Most importantly, prioritize integrity, curiosity, and self-worth. This industry thrives on trust. Be the professional others count on — but also be the woman who knows her value, sets boundaries, and protects her peace.
You are not here to fit in.
You are here to disrupt, lead, and transform financial spaces that were never originally designed with you in mind.
Own that.
Step boldly.
And remember — your presence is the change.
What are the biggest challenges or opportunities in your field right now?
One of the biggest challenges in the accounting and finance space continues to be representation — both in visibility and in leadership. Women, and particularly Black women, remain significantly underrepresented in executive financial roles and ownership of CPA firms. The talent is there, the expertise is there, but access to mentorship, sponsorship, and equitable opportunity still lags behind.
Another pressing challenge is the rapid evolution of technology. From automation to AI-driven financial tools, firms are being pushed to innovate faster than ever. For many professionals — especially those in smaller practices — staying ahead of the curve can be overwhelming without proper training and strategic support.
However, these challenges are also the industry’s greatest opportunities.
We are in a transformative era where diversity, financial literacy, and entrepreneurship are taking center stage. Women are starting firms, scaling businesses, and taking ownership of their financial futures at a record pace. There is a growing demand for culturally competent financial leaders who understand community needs, build trust, and advocate for economic empowerment.
The opportunity lies in opening more doors — creating pathways for women and minority accountants to rise, lead, and thrive. By leveraging emerging technology, strengthening networks, and amplifying the voices of women professionals, we can reshape the future of this industry.
Through The Lady CPA Network, I see every day that when women are educated, equipped, and supported, we don’t just participate in finance — we change it.
What values are most important to you in your work and personal life?
The values most important to me in both my work and personal life are integrity, balance, and growth. As a Co Founder and Certified Fraud Examiner, I hold honesty and accountability at the core of everything I do, ensuring that my work is guided by transparency and ethical standards. Outside of my professional life, I find joy and peace in nature, especially near the water and the beach, which helps me stay grounded and inspired. As a proud parent of four children who are active in gymnastics, I value family, perseverance, and the importance of nurturing both body and spirit in all that we do.