Jessica Stewart, Director, Risk Management Products & Innovation Risk on Influential Women

Influential Woman · Financial Services, Payments, Fintech

Jessica Stewart

Director, Risk Management Products & Innovation Risk, Visa

Chicago, IL

Certifications · Degrees · Memberships

Degree Bachelor's in Business Administration and Finance from Howard University (2013) Degree MBA from Kellogg School of Management at Northwestern University (June 2026) Cert CIA (Certified Internal Auditor) Cert CFSA (Certified Financial Services Auditor) Member Institute of Internal Auditors (IIA) Member Howard University Alumni Club of Chicago (former president)

Her Story

About Jessica

My career in financial services began over 13 years ago when I graduated from high school in 2009 and went on to Howard University. I knew nothing about finance at the time, but I was really intrigued after seeing so many people impacted during the Wall Street crisis. I started in the Howard School of Business finance program, and after spending two internships in finance departments, I learned really quickly that I did not like financial reporting. However, I was halfway through my college career, so I figured I had to stick with the finance degree and just make it work. That's how I ended up in consulting, working with financial organizations and first really learning about risk management. I've always been comfortable with being uncomfortable, which I consider my greatest accomplishment. I'm able to say, hey, I'm a newlywed, let's go ahead and sign up for an Executive MBA program when you're only less than a year into your marriage. Or I'm doing great at this one firm, but this new firm is going to put me out of my comfort zone. I've always kept the same level of intensity and integrity. Everything has kind of happened organically for me. When I decided to go to Robinhood, I didn't even know what Robinhood was, but looking back, if I wouldn't have taken that jump, I wouldn't have gotten to Visa, because Visa probably wouldn't have looked at my resume the same way. They saw that I had worked at a place where they're building products and brought me to the team. I never thought I was going to get my MBA - I didn't know if it was needed for risk management - but now I'm graduating in June and I'm excited. It wasn't a plan, it just organically happened. I think sometimes in today's society we're so stuck on checklists, but sometimes you just need to be led, and if it's supposed to happen, it will happen. I've been with Visa Inc. for 3 years and 8 months, and it will be 4 years in September. My areas of expertise are definitely in the space of risk management, specifically around operational and compliance risk for financial institutions, and also product development with a risk management lens. I believe that risk management is business management - I don't like to separate the two. You can't have a successful business or product without thinking about the risk associated with that and having a game plan.

Her Interview

Ten minutes with Jessica

01What do you attribute your success to?

I attribute my success to being comfortable with being uncomfortable. A lot of times in your career, it's easy to want to stay at one place because you're comfortable, but I'm able to be uncomfortable. I'm able to say, hey, I'm a newlywed, let's go ahead and sign up for an Executive MBA program when you're only less than a year into your marriage. Or I'm doing great at this one firm, but you know what, this new firm is going to put me out of my comfort zone. That to me is my greatest accomplishment, and always, with that, keeping the same level of intensity, but also integrity. I've never been one of those people who plans everything out, like doing consulting for 2 years because I know it's going to catapult me to the next thing. Everything has kind of happened organically. I just step back and see the building blocks of that, and it kind of makes sense. When I decided to go to Robinhood, I didn't even know what Robinhood was, but I look back and say, wow, if I wouldn't have taken that jump to go to Robinhood, I don't get to go to Visa, because Visa probably wouldn't have looked at my resume or my experience in the same light. I think for me, it's just constantly being open to that flexibility and just trying something new. I think sometimes in today's society, we're so stuck on checklists, and things having to be, and oh, I gotta get the MBA, or I gotta get the certification. Sometimes you just need to be led, and it has to make sense, and if it's supposed to happen, it will happen that way. My faith comes into play in that. At least that's how I look at it.

02What advice would you give to young women entering your industry?

I think it's expanding network from the sense of just showing people that there's multiple ways, because in certain industries, we only highlight, or I have seen, the consistent highlighting of powerful women in the same type of departments or fields. I think it's really important that sometimes expanding your network is just being a light or being evidence that women like you exist in that specific sector or area. That's what I try to explain or show in my brand when I'm mentoring or having conversations with younger people that are entering business or in corporate America - that they understand no one path is the same, and what worked for me may not work for you, and that's okay, and that's important to me.

03What values are most important to you in your work and personal life?

The values most important to me are intensity and integrity. I always maintain the same level of intensity in everything I do, but also integrity. I believe that risk management is business management - I don't like to separate the two. I think it's important to understand you can't have a successful business or a product without thinking about the risk associated with that and having a game plan. I also value being led by something greater and having faith. I've never been one of those people who are stuck on checklists and rigid plans. Sometimes you just need to be led, and it has to make sense, and if it's supposed to happen, it will happen that way. My faith comes into play in that.

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