LaTarsha Roman

I started my career in finance and banking around 2010, beginning with auto financing and banking, though when I think back to servicing, it was probably even longer than that. My banking expertise is mainly in mortgage where I am someone that learned to process loans and guide borrowers through the loan process to get their loans closed. During the mortgage industry shortfall, I did loan modifications where I orchestrated short sales and loan modifications, negotiating with attorneys and different things like that to try to get the loan re-established or paid off. I then navigated to Bank of America where I really honed in a lot of my skills, staying there for a little over 3 years as a loan processor. I had to underwrite loans, so I had my SASE authority there, and we were very strict with the Bank Secrecy Act. From there, I went into construction loans, which are very interesting, especially if you're dealing with New York laws when building a home. My banking industry experience is very diverse, from debit and credit cards to mortgage banking and looking at the financial picture overall when it comes to a mortgage profile. After being laid off in 2022 when the mortgage industry went quiet in North Carolina, I had to reinvent the wheel. I understood mortgage was my passion, so I did research to find out where the mortgage industry was healthy and found out that Dallas, Texas was like a big mortgage mecca. I packed everything and moved from North Carolina to Dallas, Texas in March 2024. I'm currently working on the consumer side, and in the next 5 years, I would like to hone my skills on the business aspect of mortgage, like construction loans and builder loans. I see myself in a leadership position in that role, probably a VP in loan operations.