Maria Victoria Cruz
Maria Victoria Cruz is the Founder of Fundingavision Financial, a Honolulu-based firm that has provided comprehensive financial services for over 15 years. With a focus on retirement, legacy planning, and long-term financial goal achievement, she leads a team of seasoned professionals dedicated to simplifying complex financial decisions for individuals and small businesses. Maria’s approach emphasizes collaboration, actionable strategies, and personalized solutions to help clients achieve meaningful and lasting outcomes. With extensive experience in small business consulting, entrepreneurship, and financial planning, Maria is committed to empowering her clients to secure their financial futures while aligning strategies with their personal and business goals. She also serves as President of FundingaVision Properties, overseeing the acquisition, renovation, and resale of foreclosure properties, demonstrating her versatility in both financial and real estate ventures. Her leadership combines technical expertise with a client-centered approach, ensuring that every strategy is tailored to create tangible results. A graduate of Mapúa University with a Bachelor of Science in Management and Industrial Engineering, Maria holds multiple professional licenses and certifications, including Life and Health Producer credentials across several states. She is an active member of professional organizations such as the National Association of Professional Women, the Chamber of Commerce, and Network 808. Passionate about mentorship, business development, and community engagement, Maria continues to inspire others through her dedication to financial literacy, entrepreneurship, and ethical leadership.
• Life and Health Producer
• Pro Advisor QB Certification
• Mapúa University
What do you attribute your success to?
My success has been driven by a deep commitment to financial education and empowerment - especially helping individuals make confident decisions about their future. I’ve focused on building long- term relationships, staying adaptable in an ever changing industry and leading with integrity. I believe influence comes not from position, but from the positive impact you create in people’s lives.
What’s the best career advice you’ve ever received?
After 15 years in finance, I’ve learned that lasting success comes from building trust , not transactions.
What advice would you give to young women entering your industry?
My advice to young women entering this industry is simple: keep showing up. Consistency, persistence, and being present in every opportunity will open doors, build credibility, and help you grow both professionally and personally.
What are the biggest challenges or opportunities in your field right now?
The challenge is cutting through noise and confusion- the opportunity is becoming the calm voice clients can trust.
The world changes fast, but trust and compassion never go out of style. That’s the foundation of every client relationship I build.
What values are most important to you in your work and personal life?
The values most important to me are compassion and connection. In my work, I find fulfillment in supporting seniors with their spiritual well-being, while in my personal life, I cherish sharing experiences and creating memories with family—whether through travel, cruises, or visits to loved ones in Hawaii and Seattle.