Pauline Kalil

Pauline Kalil is a Certified Health and Wellness Coach and Independent Medicare Plan Advisor based in Lawrence, Massachusetts, with a career dedicated to helping people make informed decisions about their health, wellness, and insurance needs. She began her insurance career in 1983 after graduating from high school, initially working in auto insurance claims administration before advancing into claims handling, supervisory positions, and auto damage appraisal, a field in which she spent approximately 12 years. She later managed an auto body shop before returning to the insurance industry and ultimately transitioning into Medicare, where she has spent the past several years helping clients navigate enrollment, annual plan reviews, and coverage options that align with their healthcare needs and financial circumstances. In addition to her work as a Medicare advisor, Pauline maintains a health and fitness coaching practice, drawing on her certifications in personal training and yoga. She works with clients both in person and virtually, providing guidance in exercise, nutrition, healthy lifestyle habits, and injury recovery. Her approach is centered on personalized strategies, sustainable results, and helping individuals feel stronger, healthier, and more confident. Across both areas of her career, Pauline is passionate about helping people and believes in leading by example, providing clear guidance and practical support tailored to each individual. Pauline is also deeply committed to serving her community as a Director of the Exchange Club of Lawrence and the Andovers, where she contributes to fundraising initiatives and supports scholarship opportunities for grade school and high school students. She credits her success to her dedication to helping others and to the advice her father gave her to “take the bull by the horns,” a philosophy that has encouraged her to remain proactive and embrace opportunities throughout her career. Guided by honesty and integrity, Pauline advises young women entering the Medicare and insurance field to stay focused, organized, and flexible while continuing to adapt to an ever-changing industry landscape.