Vishakha Gupta
Vishakha Gupta is a seasoned fintech professional and Staff Product Manager at Nium, specializing in cross-border payments, AI product management, and digital innovation. With a strong foundation in engineering from India and an MBA in Strategy and Operations from the University of Maryland, Vishakha has cultivated a career that bridges technology and financial services. She is recognized as one of the Top 100 Women in Fintech (2024) and is known for her ability to lead teams, implement innovative solutions, and deliver impactful customer experiences in the rapidly evolving payments industry.
Throughout her career, Vishakha has held leadership roles at high-profile fintech companies including Highnote, Plastiq, Marqeta, and Wells Fargo. Her expertise spans product management, digital wallets, tokenization, and global pay-ins, as well as integrating AI and technology-driven solutions to optimize operations. Colleagues praise her for her “can-do” attitude, joyful leadership, and unwavering commitment to delivering excellence in product strategy and execution. Vishakha is passionate about fostering collaboration across teams and driving innovation that enhances user experiences and business outcomes.
Beyond her professional achievements, Vishakha values creativity, global perspectives, and continuous improvement. She is fluent in English, Hindi, and Bengali, and is deeply inspired by global movements in technology and finance. Outside of work, Vishakha expresses herself through classical dance, salsa, and hip hop, bringing the same energy and dedication to her personal passions as she does to her professional endeavors. Her journey reflects a blend of technical expertise, strategic insight, and a genuine commitment to innovation and leadership in the fintech landscape.
• AI Product Management
• Machine Learning Course
• University of Maryland - Robert H. Smith School of Business – MBA, Strategy and Operations
• Visvesvaraya National Institute of Technology – BTech, Engineering
• Top 100 Women in Fintech, 2024
What do you attribute your success to?
I attribute my success to a strong foundation in engineering, a passion for technology and payments, and a commitment to continuous learning and global experience. My curiosity and drive to innovate have helped me grow across diverse fintech environments.
What’s the best career advice you’ve ever received?
The best career advice I have received is, “Be careful what you ask for.” It reminds me to approach opportunities thoughtfully and with intention.
What are the biggest challenges or opportunities in your field right now?
The rapid evolution of fintech and AI presents both challenges and opportunities. Professionals who can integrate technology into payments solutions and focus on customer-centric innovation will thrive.
What values are most important to you in your work and personal life?
I value creativity, global perspective, and dedication to continuous improvement. Outside of work, I express myself through classical dance, salsa, and hip hop, which helps maintain balance and inspiration in my life.