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The Adversity Behind the Ambition: What Building a Career in Financial Services Has Taught Me

From Bartender to Business Owner: How Adversity Shaped My Leadership Journey in Financial Services

When people look at someone building a business, they often see the progress, the opportunities, and the milestones. What they don't always see is everything that happens behind the scenes to get there.

For me, building a career in financial services has been a journey of learning how to navigate adversity, trust my own judgment, and keep moving forward even when the path wasn't as straightforward as I expected.

I went from bartending to building a career in sales, becoming an agency owner, and developing a vision for something bigger than myself. I'm incredibly grateful for the opportunities this industry has given me, but I would be lying if I said the journey has been easy.

Some of my biggest lessons have come from the moments when things didn't go according to plan.

Learning to Navigate an Industry That Doesn't Come With a Roadmap

One of the most challenging parts of entering the financial services industry is realizing how much there is to learn beyond the products themselves.

Sales requires confidence, discipline, communication, emotional intelligence, and the ability to handle rejection without allowing it to define you. Building a business requires an entirely different set of skills, including leadership, recruiting, systems, and learning how to make decisions that affect more than just yourself.

There is no shortcut to developing those skills.

I've had to learn through experience, make mistakes, ask questions, and figure out what works for me. I've also learned that not every opportunity will be the right opportunity, and not every person who offers guidance will necessarily have the answers you need.

That realization can be difficult, especially when you're starting out and looking for direction.

But it taught me to become more resourceful. Instead of waiting for someone else to have every answer, I learned to take responsibility for finding solutions, educating myself, and becoming more confident in my own decisions.

I've realized that adversity can either make you question whether you belong somewhere or push you to become more capable of navigating it.

For me, I chose to keep learning.

The Challenge of Being a Young Woman in Business

Building a business at a young age comes with its own set of challenges.

There is an expectation that experience automatically comes with age, and I've learned that sometimes you have to demonstrate your capabilities before people are willing to take you seriously.

As a young woman in financial services, I've had to learn how to balance confidence with humility, ambition with patience, and the desire to prove myself with the understanding that I don't owe everyone an explanation of what I'm capable of.

I've learned that I don't need to be the loudest person in the room to be taken seriously. I need to know my business, stand behind my decisions, and be willing to keep improving.

I also don't believe I need to change my personality to fit someone else's definition of a successful leader.

I can be ambitious, competitive, and business-minded while still being empathetic and approachable. I can hold high standards without losing the ability to understand people. And I can be confident in what I'm building while remaining open to learning from people who know more than I do.

I've stopped viewing those qualities as contradictions.

Instead, they've become part of the leadership style I want to develop.

Learning That Not Every Leader Will Lead You

One of the harder lessons I've encountered in this industry is understanding the difference between someone who holds a leadership position and someone who genuinely invests in developing others.

When you're building a career, having the right guidance can make an enormous difference. You need people who are willing to teach, answer questions, provide honest feedback, and help you understand not only how to succeed today but also how to build something sustainable for the future.

Unfortunately, that support isn't always guaranteed.

I've learned that sometimes you have to become more independent than you originally expected. You have to seek out information, build relationships with people who challenge you to improve, and learn how to recognize the difference between someone who wants you to succeed and someone who simply benefits from your success.

Those experiences have influenced the type of leader I want to become.

I know what it feels like to need direction, and I understand how important it is to have someone willing to provide it. That's why I want to create an environment where people can ask questions without feeling embarrassed, learn without being made to feel inadequate, and develop the skills necessary to eventually lead themselves.

I don't want people on my team to succeed only because they have access to me. I want them to become capable, confident professionals who can make decisions and build careers of their own.

The challenges I've faced have helped me recognize the kind of leadership I value most.

Rejection Taught Me More Than Success Ever Could

Sales has a way of making you confront yourself.

You can work hard, prepare for a conversation, believe in what you're offering, and still hear no. You can have a great week followed by a difficult one. You can do many things right and still not get the outcome you wanted.

Early on, those experiences can feel personal.

Over time, I've learned that rejection is information. It can show you where you need to improve, where your communication needs work, or where an opportunity simply wasn't the right fit.

That doesn't mean every rejection is your fault. It means there is value in evaluating what happened without allowing it to determine your self-worth.

I've become much more focused on what I can control: my preparation, my product knowledge, the quality of my conversations, my consistency, and my willingness to learn from mistakes.

I don't expect myself to get everything right. I expect myself to take ownership of what I can improve.

That mindset has helped me approach challenges with a different perspective. Instead of treating setbacks as proof that I'm not capable, I try to use them as opportunities to become better equipped for whatever comes next.

Turning Adversity Into a Different Kind of Leadership

As I continue building Fortune Financial, I think more about the kind of environment I want to create than I did when I was focused primarily on my own sales.

I want to build a business where people understand that success requires work, accountability, and a willingness to develop themselves. At the same time, I want them to know they don't have to figure everything out alone.

I believe empathy and accountability can exist together. I can understand that someone is struggling while still encouraging them to take ownership of their progress. I can support someone through a difficult season without removing the responsibility they have for their own future.

That balance matters to me because I don't want to build a team that depends on constant motivation or someone else solving every problem.

I want to develop people who can think critically, communicate confidently, and eventually become the leaders they once needed.

The adversity I've experienced has made me more intentional about that responsibility. It has shown me how much the right guidance can matter, but it has also taught me the importance of developing the confidence to move forward when that guidance isn't available.

Both lessons have value.

I'm Still Building, and That's the Point

I don't look at my journey as a story about having overcome everything. I'm still learning, still growing, and still working toward goals that are much bigger than where I am today.

Going from bartending to building a business in financial services has been a blessing, and I'm proud of the progress I've made. But I'm equally aware that every new level brings new challenges, new responsibilities, and new things I need to learn.

My ambition hasn't disappeared as I've grown. If anything, it has become more focused.

I want to build wealth, create opportunities, develop leaders, and establish a business that can grow beyond my individual production. I want to continue learning how to become a better business owner and a more effective leader.

But I also want to remember the experiences that shaped me along the way.

The difficult conversations. The moments of uncertainty. The lessons that came from trusting the wrong people or realizing I needed to find a different way forward. The times when I had to remind myself that being inexperienced at something doesn't mean I'm incapable of learning it.

Those experiences are part of my story, too.

If there is one thing adversity has taught me, it is that you don't need to have everything figured out to keep moving forward. You need the willingness to learn, the discipline to keep showing up, and the humility to recognize when something needs to change.

I can't control every challenge I encounter, but I can control the kind of person and leader I become because of it.

That is what I'm taking with me as I continue building-not just a business, but a future I once could only imagine.



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About the Author Nicole Aten Insurance Broker, Fortune Financial

Nicole Aten is a Financial Services Professional and Insurance Broker with four years of industry experience specializing in life insurance and financial planning. She has developed expertise in virtual sales, relationship building, and client education while leading through Fortune Financial. Nicole mentors agents, simplifies complex concepts, and is committed to building a purpose-driven business that empowers…

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