Cristina Ortega

Cristina Ortega is the visionary behind Mrs. Property Solutions, a women-led cash home buying firm operating throughout Los Angeles County. With nearly a decade of experience since launching in 2016, she has successfully facilitated over 150 real estate transactions, partnering directly with homeowners facing challenging circumstances such as foreclosure, probate, inherited properties, and situations where a conventional sale simply isn't a viable option.

A trend I keep seeing from sellers is that a low, locked-in mortgage rate isn't protecting them as it used to. Homeowners who bought or refinanced under 4% a few years ago are still calling me because their insurance premium jumped, or their property got reassessed at a much higher tax value. Those two costs climb every year regardless of what the mortgage rate is doing, and there's no way to refinance out of them. I think this keeps pushing people toward selling even in neighborhoods where home values themselves have stayed stable. The mortgage was never the expense that broke their budget.